First-Time Homebuyer
Owning a home is within your reach.
We will walk you through this process so you feel empowered and educated before making your down-payment.
What You Need to Know:
Discovery
Have you thought to yourself "I think I want to buy a house!" or "I want to buy a house!" maybe even "Can I buy a house?"
We want to learn more about you and how one of our Local Mortgage Brokers can support you in your home ownership journey. We will be there with you every step of the way!
Property Search
"How do I find a house?"
​
Do you already have a realtor? We like making new friends! Maybe you are interested in finding one you trust; we love working with our friendly realtor partners. Next step is then writing an offer on your future home.
The Closing Process
"How does the house become my home?"
​
There are a few steps to the closing process, and Neighborship is here for you. Through the inspections, appraisals, title searches, and employment verification, our local mortgage brokers are here to answer any questions you may have even after you pick up the keys to your new home.
Financial Preparation
"Am I ready financially to buy a house?"
​
Let's discuss how we can improve your credit score and help you with how much you want to save as well as spend when looking for your first home. We support you with Down Payment information and Assistance Programs.
Loan Details
"How do I pay for the house?"
​
One of our friendly local mortgage brokers will help you determine your loan-to-value (LTV) and down payment amounts. They are here to support you with which loan type is the best fit for you.
Future Considerations
"How do I keep my home?" "How do I optimize being a home-owner?"
​
Neighborship is here beyond buying your first home! We can help you refinance your mortgage, search for property improvement funds, as well as develop a plan around your savings to be able to make future property decisions.